lãi suất

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The Vietnamese word "lãi suất" translates to "interest rate" in English. It refers to the amount of interest that a bank or financial institution charges for borrowing money or pays for deposits, usually expressed as a percentage of the amount borrowed or deposited.

Usage Instructions:

1. Basic Context: You will often encounter "lãi suất" in discussions about loans, savings accounts, or financial products. It helps you understand how much money you will earn from a savings account or how much extra you will have to pay back on a loan.

2. In Questions: You might ask about "lãi suất" when inquiring about a loan or a savings account. For example, "Lãi suất cho vay hiện tại là bao nhiêu?" (What is the current interest rate for loans?)

Example:

• Basic Example: "Ngân hàng này có lãi suất cao cho tài khoản tiết kiệm."
  • Translation: "This bank has a high interest rate for savings accounts."

Advanced Usage:

• Economic Context: In economic discussions, "lãi suất" can affect inflation, investment decisions, and monetary policy. For instance, central banks may adjust "lãi suất" to control economic growth and inflation.

• Investment Decisions: Investors may look at "lãi suất" when deciding where to put their money, as higher rates can lead to more returns on savings.

Word Variants:

• Lãi: This means "interest" on its own and can be used in various contexts regarding finance.
• Sát: This means "rate" or "level," but it is not commonly used independently outside of the term "lãi suất."

Different Meanings:

• In most contexts, "lãi suất" specifically refers to financial interest rates. However, in a broader sense, it can imply the idea of "gaining" or "earning" in various business settings.

Synonyms:

• Tỷ lệ lãi: This also translates to "interest rate" and can be used interchangeably with "lãi suất."
• Lãi suất vay: This specifically means "loan interest rate," referring to the interest charged on borrowed money.
• Lãi suất tiết kiệm: This means "savings interest rate," referring to the interest earned on savings.

Academic

1. Interest rate